Do I need contents insurance?


Contents insurance is not compulsory, but if you value your contents and possessions, insure them!

Thrive’s building insurance covers the fabric of the building but does not cover the contents of your home (such as your furniture and personal belongings).

We recommend all customers to arrange contents insurance, which will usually cover you against:

  • Burglaries
  • Damages caused to your belongings in a fire or other accident
  • Damage caused to other people’s property, for example, if your washing machine floods the flat below.

You can also insure your belongings against accidental damage.

Top tip: always get individual advice from an independent insurance company to understand the level of cover you require.